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I so enjoy your website and helpful hints. I’m retired now and all my children are grown. At one point we had a span of ages 17 down to 2 living at home. The older children were required to help with wash as I always worked full time. I had certain towels for the smaller children but when I needed one it wasn’t available. So, I assigned each child a number for their towels. The linen closet shelve was also numbered to organize their towels. It worked perfect, I was able to monitor who was doing their wash. No towel hogs anymore!
First and foremost, monitor your credit regularly. You can do so by viewing our free credit report snapshot , updated every 30 days. You can also get your full credit reports from each major credit bureau once a year by visiting . Scan through your reports and see if there is something on there that you don’t recognize — new credit inquiries you didn’t make, mysterious addresses, new credit accounts you never opened. If there is, you can dispute that line item or account with the credit bureaus. (Not sure how? Here’s a complete guide to disputing errors on your credit report.) You’ll also want to contact the creditor and local authorities (more on this in a few.)